Fintech Solutions
We build secure, compliant, and high-concurrency financial technology platforms that transform how businesses move, store, and manage money. From digital banking and payment gateways to algorithmic trading and blockchain ledgers.
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What Our Fintech Solutions Include
Every build is scoped around what your business actually needs. We build robust systems engineered for high performance, zero downtime, and long-term maintainability.
Digital Banking & Neobank Platforms
Full-featured digital banking apps with checking/savings accounts, card issuance, direct deposits, and real-time ledger accounting.
Custom Payment Gateways & Orchestration
Multi-processor payment routing, recurring billing, international currency settlement, and point-of-sale (POS) integrations.
Digital Wallets & Peer-to-Peer (P2P) Systems
Consumer and merchant wallet ecosystems with QR code payments, split billing, contact sync, and instant withdrawals.
Regulatory Compliance (KYC, AML & Fraud Detection)
Automated biometric identity verification, sanction list screening, transaction monitoring, and AI-powered fraud scoring.
Blockchain, DeFi & Smart Contract Systems
Institutional-grade blockchain protocols, smart contract auditing, asset tokenization, and non-custodial crypto wallet platforms.
Automated Lending & Underwriting Engines
AI-driven credit decisioning, automated borrower verification, loan origination systems (LOS), and automated servicing.
Our Fintech Solutions Process
We run on 2-week agile sprints. You see working software and tangible milestone builds every 2 weeks — not status reports.
Regulatory & Compliance Blueprinting
Map out jurisdiction-specific regulatory requirements, banking partnerships, and security architecture.
Key Deliverables:
Financial Architecture & Double-Entry Ledger Design
Design immutable double-entry ledger structures, cryptographic verification models, and fail-safe transactional schemas.
Key Deliverables:
Secure Development & Banking Integration
Build core banking microservices, payment processor integrations (Plaid, Stripe, Marqeta), and biometric authentication.
Key Deliverables:
Compliance Audit, Certification & Launch
Independent security auditing, PCI-DSS compliance verification, load testing, and production deployment.
Key Deliverables:
Modernizing Legacy Banking & Financial Stacks
Upgrade legacy mainframe core banking systems to modern cloud APIs
Legacy financial platforms often struggle with slow transaction settlement, high maintenance costs, and rigid monolithic codebases. 10Shift builds modern API wrapper layers, microservice architectures, and real-time ledger systems that modernize your fintech infrastructure.
How Fintech Solutions Connects to Our Other Services
Software rarely operates in a silo. We build unified ecosystems connecting mobile, web, backend APIs, and artificial intelligence into a seamless product suite.
Mobile App Development
Native mobile banking and wallet applications for iOS and Android with biometric login.
Software Development
Enterprise backend microservices and high-throughput double-entry accounting ledgers.
AI & ML Solutions
AI-driven algorithmic fraud detection, credit underwriting, and financial predictive models.
Web Development
Secure web portals for loan applications, treasury management, and client dashboards.
Industries We Serve
We deliver regulatory-compliant, high-volume digital solutions tailored to specific vertical requirements and compliance standards.
Neobanking & Digital Banking
Consumer and business neobanks with debit cards, virtual accounts, and instant transfers.
Payment Processing
Merchant acquiring, point of sale (POS), recurring subscriptions, and payment orchestration.
Lending & Credit Platforms
BNPL (Buy Now Pay Later), micro-lending, mortgage origination, and automated underwriting.
WealthTech & Robo-Advisors
Automated portfolio rebalancing, fractional stock trading, and wealth management tools.
InsurTech
Automated policy issuance, claims processing, parametric insurance, and risk assessment.
Crypto & Digital Assets
Non-custodial crypto wallets, decentralized exchanges, and asset tokenization protocols.
Technologies & Frameworks We Use
Engineered with industry-standard, performant, and future-proof toolchains.
Frequently Asked Questions
Everything you need to know about our fintech solutions process, pricing models, and timelines.
Ready to Build an Fintech Solutions That Actually Holds Up?
Whether you are starting a new product from scratch or modernizing an existing legacy platform, our team is ready to talk through what your application needs to do and how to get there.